FAQ's Deposit

An FAQ is a list of frequently asked questions (FAQs) and answers on a particular topic.


A single Member adult or two Member adults jointly.

A guardian on behalf of a minor or a person of unsound mind.

At any Branch office.

Period of maturity of an account is 1, 2, 3 5, & 6 Years

The delay payments will be liable for 1.5 % penal fees. Accounts can be regularized after paying the penal fee.

The depositor may at the time of opening the account under these rules, nominate a person or persons who, in the event of death of the depositor, shall become entitled to payment due on the account.

Member can linked the account with MTA account of Hriday. On opening an account, the depositor will be given a passbook bearing the date of opening of account, the number of his account, his name and address and the amount deposited and also the monthly interest payable along with the date on which the deposit will be due for final payment.

The depositor availing facility of deposits of interest in his MTA account under shall present the pass book to the society office at least once in six months for completion of entries.

Yes, you mast be a at least nominal member of our credit society, for opening a any type of account with us.

Yes, reference of two (2) existing members is a must for becoming a member of our credit society. There is a provision of their signatures on onr new member form

Aadhar Card, PAN Card, Address Proof & our nominal membership form duly filled up along with the membership amount, are the basic requirements for becoming a member.

Yes, Senior Citizens & Handicapped Persons have a benefit of additional rate of interest on their deposit accounts.

Yes you can deposit any cheque to the sum of maximum Rs. 50,000/- in your account with us but in case of any amount above Rs. 50,000/-, you may receive cheque in the name of Kanchangauri Mahila Credit Society for the credit to your account with us.

Yes you can deposit money to account from any of our branches.


Years of Service


Total Members